It helps you pay medical expenses not covered by Insurance or Medicare
Supplemental Insurance Protects You
There is no such thing as a perfect health insurance plan. Supplemental insurance is additional insurance that enables you to pay for high deductibles and medical expenses that your regular medical insurance or Medicare won’t cover. Supplemental insurance can help pay for medical costs, copays, and coinsurance payments. The knowledge that supplemental insurance protects you and your family from unexpected, costly medical expenses can bring you peace of mind.
I will work with you to determine your best supplemental health insurance options. During our consultation, together we will discuss all your coverage options and evaluate your plan, help identify potential risks and lay out a strategy to fill the gaps and fix any holes that may exist.
How can accident insurance protect my family and me?
Accident insurance returns a lump sum payment for injuries covered by your policy. Similar to health insurance, accident insurance works in combination with disability insurance. It enables you to claim benefits for injuries, even if you are still able to work. Accident insurance can also pay for medical expenses your health insurance doesn’t cover.
HOSPITAL INDEMNITY PLANS
What can hospital indemnity insurance do for me?
Hospital indemnity insurance is coverage that pays for hospital medical services and aftercare. A hospital indemnity insurance policy will pay for gaps in medical coverage, deductibles, prescription drug costs, and expenses not covered by your health insurance or Medicare.
Even a short hospital stay can impact your budget. Hospital indemnity insurance is one way to gain some peace of mind regarding the high cost of a hospital stay.
CRITICAL ILLNESS PLANS
Can I get insurance for a critical illness?
Critical illness insurance provides coverage for emergencies or severe medical conditions such as heart attack, stroke, or cancer. To avoid the financial strain from the high cost of treating these illnesses or medical emergencies, critical illness insurance covers the expenses not paid by traditional health insurance or Medicare.
While the premiums for these policies are relatively low, the scope of coverage is limited to a few specific illnesses and emergencies. You can discuss your critical illness insurance needs with an experienced health insurance broker to better understand your options.
Contact the experienced health insurance brokers at Individual Health Consultants. We can work with you to determine your best supplemental health insurance coverage options. Call (316) 706-6012 for a free, confidential review of your supplemental insurance needs.
MEDICARE SUPPLEMENT PLANS
What are Medicare supplement plans, and how can they help me?
Medicare supplement plans, known as Medigap, help pay for out-of-pocket costs that Medicare Part A and Part B won’t cover. These expenses include coinsurance, copays, and deductibles. Medicare supplement plans allow you to continue seeing your doctor, provided they accept Medicare patients.
Also, Medicare supplement plans don’t require a referral for services that your primary care physician doesn’t offer. Your coverage is nationwide in the US. Not all agents are created equal. I will take time to visit with you face-to-face, explain your options and answer all your questions.
How can home health care plans help my family and me?
Home health care plans enable persons requiring homemaking and personal care services to pay for those out-of-pocket expenses which are not covered by traditional health insurance. While Medicare Part A and Part B provide some home health care services, they are limited in scope and duration. Also, Medicare won’t pay for ongoing home health care.
An experienced insurance consultant can help you make sense of the available home health care plans. I can advise you on choosing one that is financially suitable for your situation.
Jason is so committed to helping his clients and potential clients understand the ins and outs of health insurance. I found his patience a real asset when dealing with such a complicated, but important, topic. I highly recommend Jason.
Kristy — Wichita, KS
ABOUT JASON GARRAWAY
Wichita Health Insurance Consultant
I have over 17 years of experience providing health insurance solutions throughout the State of Kansas. I have had the pleasure of finding policies for individuals, families, retirees, medicare recipients, farmers, ranchers, and self-employed and small business owners. I am committed to finding answers to your Dental & Vision Insurance questions and our proven track record shows it. I am passionate about helping you! Let me earn your trust.